Active Assailant Insurance
The threat of targeted violence in the workplace or public spaces is a growing concern. Active assailant insurance provides the dedicated financial protection and expert crisis support required to respond to, and recover from, an armed incident.
What is Active Assailant Insurance?
Active assailant coverage is specifically designed to be “aggressor agnostic.” This means the policy responds to any incident where a malicious actor uses a weapon to target people and cause bodily injury, regardless of their specific motive.
Standard policies often get tied up in defining whether an event was an act of terrorism, a workplace dispute, or a random attack. Aggressor agnostic coverage removes this ambiguity, ensuring that your organisation receives immediate support when it is needed most.
Expert Crisis Support and Post-Incident Benefits
The true value of this insurance extends far beyond immediate financial reimbursement. Following a malicious attack, organisations require swift, specialised intervention.
Our policies provide access to expert crisis support services, including public relations management, victim counselling, and operational recovery planning. These post-incident benefits are crucial for stabilising your business and supporting your personnel through the aftermath of a traumatic event.
Navigating the Legal Landscape
An active assailant incident often triggers intense legal and regulatory scrutiny. Organisations must demonstrate they fulfilled their Duty of Care. Our coverage helps you negotiate the complex legal landscape following an incident, providing the resources to manage liability claims and regulatory investigations effectively.
Protect Your People and Operations
Do not leave your organisation exposed to the financial and legal fallout of an unpredictable attack. We provide tailored active assailant policies that ensure you have the precise support required to protect your personnel and secure your operational future. Speak to our specialists at Blackthorn Risk to discuss your active assailant coverage needs.
FAQS
Does the policy trigger if there is a credible threat of violence, but no actual attack takes place?
Yes, many premium active assailant policies include a “threat of violence” trigger. If your organisation receives a credible, specific threat that forces you to lock down premises or evacuate staff to ensure their safety, the policy can cover the resulting business interruption and the cost of deploying security consultants to assess the threat.
